Step 1 : Select Vehicle
Get Approved Here Now!
Step 2 : Select Monthly Budget
Select Your Monthly Budget
Step 3 : Select Birthday
Confirm Eligibility
Step 4 : Employment Status
Employment Status
Step 4.1 : Employment Details
Employment Details
Step 4.2 : Monthly Income
Monthly Income?
Step 4.7 : Employment Status V2
Employment Status
Step 5 : Employment Length
Employment Length
Step 6 : Address Details
Address Details
Step 7 : Address Details (Own/Rent)
Address Details
Step 8 : Address Details (Live At Current Address)
Address Details
Step 10 : Create Account
Almost Done
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Step 11 : Complete Account
Step 12 : Thank You
Thanks for your submission! You've been pre-approved.
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Drivers License
It is necessary to have a valid driver’s license and be the age of majority in the province that you live in. Lenders know that customers are more likely to pay back their car loan if they can legally drive.
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Proof of Income
Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income, such as certain types of government assistance may also be accepted.
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Bank Account
The lender wants to be able to take the payment out of your bank account each month. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.
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Current Address
In order to complete your loan documents you must provide the lender with your current address.
A Customer is a Customer regardless of their credit score.
Welcome to Palladino Lending Solutions, a Division of Palladino Auto Group - Auto Financing for any credit situation. We believe customers should not be discriminated against based on credit.

Over 20 Leading Partners
We have over 20 lending partners to help you find the right credit solutions and rates

A Large Network of Dealerships
We work with over 10 dealerships and have an inventory of over 1,000 vehicles

Customer Care
At PLS you are getting the full customer experience, including servicing at our BMW headquarters

iDealer Plus
We have exclusive access to iDealerPlus a software that is a game changer!
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Palladino Lending Solutions -
Getting you the right vehicle.
Palladino Lending solutions understands that it can be difficult to get approved for financing or leasing when buying a vehicle. We are a group that finds a solution for all car buyers, no matter what their credit challenges are - and we help you build your credit in the process.